Hi there. Stan The Annuity Guy, America'' s. Annuity Agent. Licensed all 50 states. I have large props. Props to my large props, manufacturer. I hold in my hand a.
darn large phone. A huge darn phone. That would be a.
B-D-P. As well as this is a B-D-C. Huge darn calculator. Why do I do that? It'' s. due to the fact that we ' re speaking about retirement calculators. Just how much. a 60-year old has … “You know, I get that concern a lot. “How much does a. 60-year old have,
how much cash does a 70-year old have. in retired life?” Etc.
We ' re mosting likely to cover those. points.
I ' m mosting likely to give you some things that. my personnel research that are quite amazing. The lower line is go to my website at the. annuityman.com. We have annuity calculators you can make use of.
As well as you put on'' t know what you don ' t know.I mean … So, you'' re going into the annuity. You go to my site i send you my books. You established a time and I obtain on this huge phone and also I chat to you and also we have a. individually.
Annuities are. There ' s not just a one- size-fits all. Individuals market them.
I want you to think … When you think in.
annuities or you believe in retired life calculators,. it ' s everything about what you desire as well as what your objectives are and also what you wish to. contractually resolve for
. Fail to remember the products that are pitching,. being pitched to you. Neglect all that. Neglect all the rubbish. Forget all the ads. Neglect every one of that. It boils down to a personalized remedy. And also ideally, I can be a component of that as well as aid you that. Yet not until we hear some music.So, what '
s the ordinary 401K balance of a.
60-year old? We looked it up. It'' s a little much less than
200,000. Which. isn ' t enough to live off of. Most of us understand that. I imply, we understand that. I check out some site. I believed this was rather interesting. They believe you should.
have 8 times your last salary in a 401K. I enjoy these arbitrary things like that. But that was type of.
Intriguing. A lot of individuals put on'' t have that.
Most people. I require to go to some of these sites and also do some retirement calculators and.
identify this.And I ' d rather not speak with anybody because.
I put on'' t desire anybody to sell me as well as I wear'' t desire to get
on.'anybody ' s sending by mail checklist and I put on ' t want them to harass me and also. call me and also turn up at my door.”” I get that. I'' m the exact same person. I imply, when I started the annuityman.com a long, long.
time earlier due to the fact that I used to be with Morgan Stanley, Dean Witter, Payne Webber.
or Ubs, I don'' t like people calling me as well as.
trying to offer me something. I desire all the info that I want. I desire to.
request it, I intend to obtain it in. I desire you to leave me the hell alone.
so I can make a choice on my terms and also my amount of time. That'' s how we. we ' ve done it at the annuity man.People constantly say to me, “” Well, you understand, annuities.
aren'' t acquired. They ' re marketed.”All annuities are sold.”. You come job with me. You ' re going to buy it. You know, below ' s the means the. regular process goes: You go to our site, utilize our retirement. calculators, our annuity calculators.
If I. sanctuary ' t sent you the books by then, I ' ve
sent you the books you can signAuthorize I ' ll send them to you for free. We go through all your your objectives.
concerns–“” What do you desire the money to contractually do? And when do you want.
I send you the quotes. I send you all the details that you need.If you desire a specimen policy, I.
send you that. Currently, you can email or call with concerns.
simply to clear up things if you have any type of certain inquiries. Right here'' s how
the. purchasing process goes: With every person, thousands.
as well as thousands of individuals, all 50 states. I obtain an email that claims,.
'' Hey, Stan. Prepared to move forward. What ' s the next. actions?” Typically I'' ve explained those following steps to you.
throughout the last phone call. What'' s the following steps? Prepared to relocate.
forward. Or they'' ll call “me, “Hey, Stan.”All set to go.”. Calling me, emailing me. That'' s just how the procedure works. That'' s how it must work. So, our retired life calculators, annuity calculators aren'' t some. men to get your info. And to just pound you right into oblivion. No. It'' s for you to recognize the legal truths.
of what'' s out there. Bear in mind that when you'' re searching for lifetime revenue with
. annuities … As well as annuities are the only item on. the planet that fix contractually for life time income.You can never ever.
outlive the cash, that'' s what lifetime indicates. You recognize, you can go and also utilize our calculators all day as well as take a look at the.
numbers. And also begin looking at, “” Hey, this is what.
this quantity is going to pay.”” Bear in mind that earnings from annuities.
is largely based upon your life span or life expectations if it'' s. joint with the partner or companion at the time you take the settlement. The.
Social safety and security anybody? Finest annuity on the world for inflation.
Due to the fact that you'' re older. Exact same thing with annuities. Do not make it.
any kind of a lot more hard than that. Do not look at annuities as investments.
because they'' re not. They ' re transfer risk products. That'' s all you ' re doing is. moving the danger to the carrier to pay you for the remainder of your life. Or to pay you and your partner. Among things that I hear all the time from.
people that are looking at annuities for earnings is that.
“” I'' ve never ever purchased an annuities, Stan since when you pass away, the cash goes poof.””.
Well, that'' s among about 40 methods to structure it. That ' s called Life Only.It ' s the greatest repayment however you don ' t have to do that. You can structure it contractually to ensure that you ' re going to. get a lifetime income stream.
And also when you pass away the income stream,. As well as when they die,. Indicating that.
That ' s the reason it ' s essential for us to talk. I ' m going to ask you those inquiries about you your spouse your companion,. And after that I'' m going to go at it trying to
annuities. The annuity industry doesn'' t also desire that. They desire about.
50% tops. That mean you have to buy one. Yet.
if you determine that annuities fit, concerning 50 tops of your general investable.
properties, non-home, yet investable properties they feel comfortable with in annuities. Despite type. Currently, the no matter of kind component of it is.
where I are available in because i wish to ensure that.
you'' re choosing the right type.If you ask the
inquiry– What do you want the.
money to contractually do? And also when do you want those contractual warranties to.
begin? Those are the 2 inquiries that you need to ask, period. Again, what do you want the cash to contractually do. Highlight contractual. And when do you desire those contractual warranties to start? From those 2.
answers, then I can match you up with the best annuity that will.
supply the highest possible contractual guarantee. Or from those 2 answers, I'' ll inform you you'don ' t require an annuity. Okay. The typical 401K balance for a 60 year old according to my team and also.
them looking right into it is around 200,000. Allow'' s say it ' s a. little greater than that.Let '
s state it'' s 400,000. Is that sufficient? It depends. It depends on your lifestyle. It relies on just how much.
income you require. It depends on when you intend to.
activate the earnings. It relies on if you desire to include a partner or partner.
to that. It depends on how you want to structure from a heritage perspective for.
any extra cash when you pass away. It all depends. When we go back to the.
retired life calculator inquiry as well as every person has their retired life.
calculator as well as everyone thinks their own is best. You understand, I assume simple as complicated, right? The simpleness.
of an annuity quote truly comes down to what you'' re trying to contractually.
attain. And what I would motivate you to do is go to my website at the.
annuityman.com. Utilize the quotes at your leisure. As well as if.
there does come a time that you intend to attach.
as well as truly dig in and also allow me consider in on how I think it should be structured.
based upon your answers to me.Not based upon what I want. Based upon.
on what you desire, then that'' s the method to go. I'' ll inform you a good story as well as.
I'' ll leave you with this. I got a call the various other day and you understand,.
it'' s the typical one-product pitch to the individual and also the person.
just maintained experiencing all the benefits. This man had.
noted none of the restrictions simply the advantages. And also you understand, I claim to him like I state to everyone, “” Don'' t let the product.
suit your life. Allow your life suit the product.””.
As well as if I leave you with one thing, keep in mind that your life,.
your certain life, your customized life, your unique life and also family.
demands to match the item as a personalized item. The product.
requirements to be tailored around that life of yours. That'' s what it requires to take place. Retired life calculators can provide you all.
sort of numbers. Retired life calculators can give you all.
Annuity calculators can offer you the numbers. And also so, rather of the agent claiming, “” I'' ve got this product. You need to claim, “” No.I ' ve obtained this.
switch as well as I'' ll see you on the following Stan The Annuity.
It'' s. since we ' re talking regarding retired life calculators. If I. haven ' t sent you the books by after that, I ' ve
sent you the books you can signAuthorize That'' s all you ' re doing is. That ' s called Life Only.It ' s the highest settlement yet you put on ' t have to do that. That ' s the factor it ' s vital for us to speak.